Compare Your Funding Options
Unbiased, interactive comparisons to help you decide the best funding type for your business.
Filter Options
- Adjust sliders to match your business profile
- Results update below automatically as you make changes
- Click "Learn More" on any funding option for details
- Adjust sliders to match your business profile
- Results update below automatically as you make changes
- Click "Learn More" on any funding option for details
700850
$200K$1M+
24 months10+ years
$100K$1M+
Matching Options
Found 10 funding options matching your criteria
Merchant Cash Advance
Easy Approval
5Kmin
Up to 1.5M
Time to Fund
1-3 days
Repayment Terms
3-18 months
Starting APR
15%
Flexible payment schedule
No fixed payment amount
Traditional Bank Loan
Traditional
25Kmin
Up to 1M
Time to Fund
30-90 days
Repayment Terms
12-120 months
Starting APR
4%
Line of credit option
Interest-only periods
SBA Loan
Moderate
50Kmin
Up to 5M
Time to Fund
60-120 days
Repayment Terms
60-300 months
Starting APR
6%
Debt refinancing
Working capital
Invoice Financing
Easy Approval
10Kmin
Up to 5M
Time to Fund
1-5 days
Repayment Terms
1-12 months
Starting APR
15%
Selective invoice financing
Credit insurance
Equipment Financing
Moderate
5Kmin
Up to 2M
Time to Fund
2-10 days
Repayment Terms
12-84 months
Starting APR
8%
Equipment insurance
Tax benefits
Business Line of Credit
Easy Approval
10Kmin
Up to 500K
Time to Fund
1-7 days
Repayment Terms
6-24 months
Starting APR
10%
Draw as needed
Only pay for what you use
Personal Guarantee Financing
Moderate
25Kmin
Up to 500K
Time to Fund
3-14 days
Repayment Terms
12-60 months
Starting APR
12%
No business history required
Quick approval
Crowdfunding
Flexible
1Kmin
Up to 1M
Time to Fund
30-90 days
Repayment Terms
Flexible terms
Starting APR
Project-based pricing
No debt obligation
Marketing exposure
Peer-to-Peer Lending
Moderate
1Kmin
Up to 100K
Time to Fund
3-14 days
Repayment Terms
12-60 months
Starting APR
7%
Online application
Quick decisions
CDFI Loan
Easy Approval
5Kmin
Up to 250K
Time to Fund
30-90 days
Repayment Terms
12-180 months
Starting APR
6%
Technical assistance
Financial education
Funding Option | Cost APR Range | Speed Time to Fund | Amount Funding Range | Credit Score | Eligibility | Additional Notes | Details |
|---|---|---|---|---|---|---|---|
Merchant Cash Advance Flexible payment schedule | 15% - 350% | 1-3 days | 5K - 1.5M | 500+ Easy | Easy | No Prepayment | |
Business Line of Credit Draw as needed | 10% - 28% | 1-7 days | 10K - 500K | 580+ Easy | Easy | No Prepayment | |
CDFI Loan Technical assistance | 6% - 18% | 30-90 days | 5K - 250K | 580+ Easy | Easy | No Prepayment | |
Crowdfunding No debt obligation | Project-based | 30-90 days | 1K - 1M | No min Flexible | Flexible | No Prepayment | |
Equipment Financing Equipment insurance | 8% - 35% | 2-10 days | 5K - 2M | 600+ Moderate | Moderate | Collateral | |
Invoice Financing Selective invoice financing | 15% - 68% | 1-5 days | 10K - 5M | 530+ Easy | Easy | Collateral No Prepayment | |
Peer-to-Peer Lending Online application | 7% - 40% | 3-14 days | 1K - 100K | 600+ Moderate | Moderate | No Prepayment | |
Personal Guarantee Financing No business history required | 12% - 30% | 3-14 days | 25K - 500K | 650+ Moderate | Moderate | Collateral No Prepayment | |
SBA Loan Debt refinancing | 6% - 9% | 60-120 days | 50K - 5M | 640+ Moderate | Moderate | Collateral No Prepayment | |
Traditional Bank Loan Line of credit option | 4% - 15% | 30-90 days | 25K - 1M | 680+ Strict | Strict | Collateral |
Merchant Cash Advance
Flexible payment schedule
APR Range
15% - 350%
Time to Fund
1-3 days
Credit Score: 500+
EasyBusiness Line of Credit
Draw as needed
APR Range
10% - 28%
Time to Fund
1-7 days
Credit Score: 580+
EasyCDFI Loan
Technical assistance
APR Range
6% - 18%
Time to Fund
30-90 days
Credit Score: 580+
EasyCrowdfunding
No debt obligation
APR Range
Project-based
Time to Fund
30-90 days
Credit Score: No minimum
FlexibleEquipment Financing
Equipment insurance
APR Range
8% - 35%
Time to Fund
2-10 days
Credit Score: 600+
ModerateInvoice Financing
Selective invoice financing
APR Range
15% - 68%
Time to Fund
1-5 days
Credit Score: 530+
EasyPeer-to-Peer Lending
Online application
APR Range
7% - 40%
Time to Fund
3-14 days
Credit Score: 600+
ModeratePersonal Guarantee Financing
No business history required
APR Range
12% - 30%
Time to Fund
3-14 days
Credit Score: 650+
ModerateSBA Loan
Debt refinancing
APR Range
6% - 9%
Time to Fund
60-120 days
Credit Score: 640+
ModerateTraditional Bank Loan
Line of credit option
APR Range
4% - 15%
Time to Fund
30-90 days
Credit Score: 680+
StrictExplore Our Funding Guides & Resources
Practical tips and expert insights to help you make informed funding decisions for your business journey.
Understanding Your Funding Options: A Positive Guide for Small Business Owners
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How to Choose the Right Funding Option
A comprehensive guide to evaluating and selecting the best funding option for your business needs.
Compare different funding types side-by-side
Understand qualification requirements
How to Choose the Right Funding Type for Your Business: Pros and Cons in a Positive Light
A practical guide to evaluating and selecting the best funding option for your unique business needs and goals.
Understand the advantages of each option
Match funding types to business needs